Terence Ridley focuses his practice on civil litigation in the insurance industry, with an emphasis on the defense of bad faith claims and class action cases.

WTO lawyers have extensive experience representing national commercial insurers and their insureds at both the trial and appellate levels in a variety of matters. Our insurance practice focuses on high-exposure litigation, including class actions, wrongful death and serious injury cases, and big-ticket matters, for America's largest insurance carriers. 

We have tried and arbitrated claims for the insurance industry involving disputes related to bad faith/reverse bad faith, directors' and officers' liability, contracts, environmental tort claims, estoppel, high-net-worth individuals, insurance coverage, investments, personal injury protection, premises liability, product liability, and professional liability.